For the purpose of this Privacy Policy (“Policy”), wherever the context so requires,
The User expressly agrees and acknowledges that the Terms of use and Privacy Policy are co-terminus, and the expiration or termination of one will result in the termination of the other.
User shall make sure to read carefully the privacy policy along with the terms of use before registering on the Platform, or accessing any material, information, or availing any services (“Services”) through the Platform. You accept this Privacy Policy and agree to be legally bound by it by clicking the "I accept" button on the landing page. Please do not use or access the Platform if you do not agree to the Privacy Policy. The Parties expressly agree that the Company has the exclusive and discretionary right to amend or modify the Policy and the aforementioned Terms without the User's approval or notification, and that any such amendments or modifications shall take effect immediately. If the User continues to use our platform after such a change, the User will be deemed to have agreed to any and all changes made to the Policy and Terms. The User is granted a personal, non-exclusive, non-transferable, revocable, restricted license to enter, access, and use our platform if he or she follows the Policy and Terms.
1. Information that may be collected-
a. Personal Identification Information:
At many different points of time while using our platform, you may be asked to provide personally identifiable information. We seek or collect, amongst others information such as your name, mother’s name, father’s name, password, date of birth, gender, signature, marital status, nominee details, email id, phone number, educational qualification, bank account details, any other Information that you provide during your registration process or to use any services etc. That helps us to confirm your identity and facilitate provision of the Services through the platform . No liability pertaining to the authenticity/ genuineness of the information disclosed by you will lie on the Company. Further, the Company will not be in any way responsible to verify any information obtained from you.
i. In case you are required to provide any proof of identity card (Voter ID, Driving License, Aadhaar etc.) details to us during account creation, you acknowledge and agree that the act of providing your identity details to us is voluntary.
ii. We collect mobile numbers, e-mail addresses that you provide us and use the same for sending various communications to you. In addition to above, when you visit our platform or use the Services, we automatically track your device's unique identifier, and device information like operating system, operating system version, browser plug-ins, crashes, and system activity etc.
iii. You represent that the Personal Information you provide to us from time to time is and shall be correct, current and updated and that you have all the rights, permissions and consents to provide such information. Data provided by the user as per above and the Company’s consequent storage, collection, usage, transfer, access or processing of the same shall not be in violation of any third -party agreement, laws, judgments, orders or decrees.
b. Non-Personal Identification Information:
We may collect non-personal user identification information whenever you access our platform. Non-personally identifiable information can include but shall not be limited to the name of the browser, the type of computer and technical information related to the means of connecting users to our mobile application, such as the operating system and the Internet service providers used, including the IP address and other similar information.
2. How we use the Information-
We do not sell or share your personal or other information to anyone. However, notwithstanding anything contained in this Policy, you expressly acknowledge, consent and agree to the following terms on information use and further authorize us to access and use your information in the manner set out below:
I. to use your information to manage your account, to contact you and to operate, improve, and deliver our Platform and Services. We use your information to give you a customized, interactive experience as you use our Platform and avail the Services.
II. to use your information for maintaining a record of such information in a secure and confidential manner, and as required under the applicable laws.
III. to use services of third parties to provide the Platform and Services for you, who are bound to keep such information confidential.
V. to troubleshoot software bugs and operational issues, to conduct data analysis, testing and research and to monitor and analyse usage and activity trends. Information collected may also be used to share communications to you about our services, provide additional features through cookies and to detect and/or prevent any fraudulent/criminal/prohibited activity as per applicable laws.
VI. to use the data in an aggregated/compiled form to produce statistical/demographic analyses for marketing, strategy and other business purposes. However, these will be used in ways that will not be able to identify you or link any specific information to an individual. Such aggregated information and results/analyses shall be our property and you will not be entitled to any compensation for the use thereof.
VII. to share your information with judicial, administrative and regulatory entities to comply with any legal and regulatory requirements.
VIII. to summarize information about your usage and combine it with that of others to learn about the use of the Platform and Services and further to help us develop new products and services.
IX. to use your information to manage your account, to contact you and to operate, improve, and deliver our services, including the Platform. You further acknowledge, agree and authorise us to use your information for market research, project planning, product development, troubleshoot problems, analyse user behaviour, marketing purposes, and promotions.
X. to use the contact information to communicate with you. You further expressly consent and authorise us to send you messages on your mobile number, call you on your mobile number, email you, send you messages and communicate with you in any other manner including for the purpose of providing you Platform and Services and for marketing and promotional purposes.
XI. to conduct audit of your records without any notice in case of apprehension of fraud;
XII. to retain/ store your data and confidential information, of any nature (either wholly or partially), in the Company’s servers or cloud or otherwise in any other medium as may be transmitted/ processed/ passed through our platform.
XI. We may, share/ transfer/ assign all of your information with any other business entities, including in the event of a merger, sale, re-organization, amalgamation, joint ventures, assignment, restructuring of business or transfer or disposition of all or any portion of our business.